<?xml version="1.0" encoding="utf-8"?>
<export-example>
  <doc>
    <id>1534</id>
    <completedYear>2022</completedYear>
    <publishedYear>2022</publishedYear>
    <thesisYearAccepted/>
    <language>eng</language>
    <pageFirst>831</pageFirst>
    <pageLast>858</pageLast>
    <pageNumber>28 Seiten</pageNumber>
    <edition/>
    <issue>64</issue>
    <volume>2022</volume>
    <type>article</type>
    <publisherName>Springer Nature</publisherName>
    <publisherPlace>Berlin</publisherPlace>
    <creatingCorporation/>
    <contributingCorporation/>
    <belongsToBibliography>0</belongsToBibliography>
    <completedDate>2022-02-06</completedDate>
    <publishedDate>2022-02-06</publishedDate>
    <thesisDateAccepted>--</thesisDateAccepted>
    <title language="eng">NAG: neural feature aggregation framework for credit card&#13;
fraud detection</title>
    <abstract language="eng">The state-of-the-art feature-engineering method for fraud classification of electronic pay-ments uses manually engineered feature aggregates, i.e., descriptive statistics of thetransaction history. However, this approach has limitations, primarily that of being dependenton expensive human expert knowledge. There have been attempts to replace manual aggre-gation through automatic feature extraction approaches. They, however, do not consider thespecific structure of the manual aggregates. In this paper, we define the novel Neural Aggre-gate Generator (NAG), a neural network-based feature extraction module that learns featureaggregates end-to-end on the fraud classification task. In contrast to other automatic featureextraction approaches, the network architecture of the NAG closely mimics the structureof feature aggregates. Furthermore, the NAG extends learnable aggregates over traditionalones through soft feature value matching and relative weighting of the importance of differ-ent feature constraints. We provide a proof to show the modeling capabilities of the NAG.We compare the performance of the NAG to the state-of-the-art approaches on a real-worlddataset with millions of transactions. More precisely, we show that features generated with theNAG lead to improved results over manual aggregates for fraud classification, thus demon-strating its viability to replace them. Moreover, we compare the NAG to other end-to-endapproaches such as the LSTM or a generic CNN. Here we also observe improved results. Weperform a robust evaluation of the NAG through a parameter budget study, an analysis of theimpact of different sequence lengths and also the predictions across days. Unlike the LSTMor the CNN, our approach also provides further interpretability through the inspection of itsparameters.</abstract>
    <parentTitle language="eng">Knowledge and Information Systems</parentTitle>
    <identifier type="doi">10.1007/s10115-022-01653-0</identifier>
    <identifier type="urn">urn:nbn:de:101:1-2022060219175235764329</identifier>
    <licence>Creative Commons - CC BY - Namensnennung 4.0 International</licence>
    <author>Kanishka Ghosh Dastidar</author>
    <author>Johannes Jurgovsky</author>
    <author>Wissam Siblini</author>
    <author>Michael Granitzer</author>
    <subject>
      <language>eng</language>
      <type>uncontrolled</type>
      <value>finance</value>
    </subject>
    <subject>
      <language>eng</language>
      <type>uncontrolled</type>
      <value>credit card fraud</value>
    </subject>
    <subject>
      <language>eng</language>
      <type>uncontrolled</type>
      <value>representation learning</value>
    </subject>
    <collection role="ddc" number="004">Datenverarbeitung; Informatik</collection>
    <collection role="ddc" number="006">Spezielle Computerverfahren</collection>
    <collection role="open_access" number="">open_access</collection>
    <collection role="institutes" number="">Fakultät für Informatik und Mathematik</collection>
    <collection role="Transformationsvertrag" number="">DEAL Springer Nature</collection>
    <thesisPublisher>Universität Passau</thesisPublisher>
    <file>https://opus4.kobv.de/opus4-uni-passau/files/1534/GhoshDastidar_NAG.pdf</file>
  </doc>
</export-example>
