@incollection{Ternes2018, author = {Anabel Tern{\`e}s}, title = {Money 4.0: How will Digitalization Affect Our Use and Relationship to Money?}, booktitle = {The Future of Money. How Gold will Revolutionize our Method of Payments}, editor = {Harald Seiz}, isbn = {978-3-95972-082-3}, year = {2018}, }